Investing through SIP (Systematic Investment Plan) is becoming increasingly popular. With consistent monthly contributions and the power of compounding, even small investments can turn into crores over time.
Let’s explore how much wealth you can build by investing ₹11,000, ₹12,000, and ₹13,000 per month over 20 years.
🔍 What is SIP?
SIP is a way to invest in mutual funds every month — starting with as low as ₹500. While mutual funds are subject to market risks, historical data shows average annual returns of around 12%, making them a strong wealth-building tool.
💰 How to Become a Crorepati with SIP
Assuming an average annual return of 12%, here’s how much wealth you can generate over 20 years:
✅ ₹11,000/month SIP
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🗓️ Investment Duration: 20 years
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💵 Total Invested: ₹26,40,000
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📈 Fund Value at 12% Return: ₹74,78,431
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🏦 Total Maturity Amount: ₹1,01,18,431
✅ ₹12,000/month SIP
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🗓️ Investment Duration: 20 years
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💵 Total Invested: ₹28,80,000
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📈 Fund Value at 12% Return: ₹81,58,288
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🏦 Total Maturity Amount: ₹1,10,38,288
✅ ₹13,000/month SIP
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🗓️ Investment Duration: 20 years
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💵 Total Invested: ₹31,20,000
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📈 Fund Value at 12% Return: ₹88,38,146
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🏦 Total Maturity Amount: ₹1,19,58,146
📌 Key Takeaways
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Even a modest monthly SIP can help you become a crorepati in 20 years.
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Consistency and discipline are more important than timing the market.
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You can start SIPs with as little as ₹500/month and gradually increase it.
🚀 Start Today
Don’t wait for the perfect time — start your SIP now. The earlier you begin, the more power compounding has to work in your favor.
SIP is not just investing — it’s wealth creation with discipline.
Here's a visual chart showing how your monthly SIP of ₹11,000, ₹12,000, and ₹13,000 grows over 20 years at an average annual return of 12%.
As you can see, even a small increase in monthly investment significantly boosts your final corpus — thanks to the power of compounding.